Farmer Loan Scheme

Providing accessible credit to empower farmers and boost agricultural productivity

Loan Products

Input Loan

For seeds, fertilizers, and pesticides

Amount
₦50K - ₦500K
Term
6-12 Months
Interest Rate
12% per annum
  • No collateral required
  • Group guarantee model
  • Flexible repayment

Equipment Loan

For farm machinery and tools

Amount
₦200K - ₦2M
Term
12-24 Months
Interest Rate
15% per annum
  • Equipment as collateral
  • Insurance included
  • Training provided

Expansion Loan

For farm expansion and diversification

Amount
₦1M - ₦5M
Term
24-36 Months
Interest Rate
18% per annum
  • Land as collateral
  • Business plan required
  • Technical support

Loan Portfolio Performance

₦250M

Total Loans Disbursed

95%

Repayment Rate

3,200

Farmers Served

2.5%

Default Rate

Investment Opportunity

Loan Fund Capitalization

We are seeking ₦200 million to capitalize our loan fund and reach an additional 2,000 farmers. This investment will generate both social impact and financial returns through our proven lending model.

₦200M
Fund Size
2,000
New Farmers
8-12%
Expected ROI
Expected Impact
Agricultural Output +₦1.2B
Farmer Income +₦600M
Job Creation +500 jobs